Disclosure & Privacy Policy

Frugalnfit is a personal blog/website that is written and edited by me, Samantha Finnegan. 95% of the photos on this blog were taken by me and the rest were purchased with photographer approval.

This blog does accept forms of cash advertising, sponsorship, paid insertions, free products for review purposes, and possibly other forms of compensation. If a blog post is being sponsored, a disclaimer will always accompany the post in a clear and concise form. This blog also abides by word of mouth marketing standards. We believe in being honest about consumer relationships, opinions given, and will clearly identify any paid or sponsored content at the bottom of the post.

At times, I have been compensated to provide an opinion on certain products, services, websites, or topics I deem appropriately related to this blog. All views and opinions expressed on this blog are 100% my own and will be given fairly and honestly. This blog may also contain content that presents a conflict of interest. However, all content of this nature will be identified.

FrugalnFit is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com products.


Privacy policy


1.1    We are committed to safeguarding the privacy of Frugal & Fit’s users and visitors.

1.2    This policy applies where we are acting as a data controller with respect to the personal data of Frugal & Fit’s users; in other words, where we determine the purposes and means of the processing of that personal data.

1.3    We use cookies on our website. Insofar as those cookies are not strictly necessary for the provision of Frugal & Fit, we will ask you to consent to our use of cookies when you first visit our website. You will see an opt-in bar across the bottom of our page.

1.4    In this policy, “we”, “us” and “our” refer to {Frugal & Fit and its employees}.

About cookies

  1. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
  2. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
  3. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Cookies that we use

We use cookies for the following purposes:

(a)    authentication – we use cookies to identify you when you visit our website and as you navigate our website

(b)    status – we use cookies [to help us to determine if you are logged into our website

(c)    security – we use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally


 (d)   advertising – we use cookies to help us to display advertisements that will be relevant to you

 (e)   analysis – we use cookies to help us to analyse the use and performance of our website and services

 (g)   cookie consent – we use cookies to store your preferences in relation to the use of cookies more generally

Cookies used by our service providers

  1. Our service providers use cookies and those cookies may be stored on your computer when you visit our website.
  2. We use Google Analytics to analyse the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/.
  3. We publish Google AdSense interest-based advertisements on our website. These are tailored by Google to reflect your interests. To determine your interests, Google will track your behaviour on our website and on other websites across the web using cookies. This behaviour tracking allows Google to tailor the advertisements that you see on other websites to reflect your You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt out of the AdSense partner network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org. However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained. To ensure that an opt-out is maintained in respect of a particular browser, you may wish to consider using the Google browser plug-ins available at: https://support.google.com/ads/answer/7395996.[ The relevant cookies are: [identify cookies].]

Managing cookies

  1. Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

(a)    https://support.google.com/chrome/answer/95647?hl=en (Chrome);

(b)    https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox);

(c)    http://www.opera.com/help/tutorials/security/cookies/ (Opera);

(d)    https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);

(e)    https://support.apple.com/kb/PH21411 (Safari); and

(f)    https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge).

b.Blocking all cookies will have a negative impact upon the usability of many websites.

c.If you block cookies, you will not be able to use all the features on our website.

This document was created using a template from SEQ Legal (https://seqlegal.com).